The Baby Phat Prepaid Visa RushCard is issued by Manufacturers and Traders Trust Company and is a prepaid card.  You can use your card any place that accepts Visa debit cards.  This includes online at your favorite merchant shops, over the phone as well as in stores and over the phone.  The card is a very simple card, making it easy for you to budget your investments.  There are no monthly fees or annual fees associated with the hard.  There are no hidden fees like other credit card companies charge.

When you use direct deposit, you get free money loading.  Additionally, the card offers 24-hour customer service.  There is a variety of benefits with this card including the fact that everyone that applies is eligible for it.  There is no credit check done on the card.  You also do not have to have any type of employment verifications completed.  The application process takes just minutes to fill out and is easy to do.  There is no application fees associated with the card.

One of the key benefits to this credit card is that it allows you to budget your debt so that you cannot overspend.  You will load the card with the amount you wish to spend and use it to keep spending in line.