Often, it’s difficult for young people to start down the right track with credit, and they are either offered too much credit so that they get too far in debt or are denied credit and are unable to build credit.  With the Bank of America Student Platinum Plus Visa credit card, college students can access credit with no cosigner and a modest credit limit that allows them to build good credit for the future.  The Bank of America Student Platinum Plus Visa credit card also comes complete with no annual fee, so you are never paying more than necessary to use the card.

With qualifying transactions, you can earn a $25 statement credit that will save you money as a bonus offer.  The Bank of America Student Platinum Plus Visa credit card is also a great option for those who find themselves already in debt with high interest rates, offering the option to transfer balances to this card with a transaction fee of only 3%, up to $75, so that all your debt is on one card, easier to manage, and probably at a lower interest rate.  The simple setup and basic rewards make the Bank of America Student Platinum Plus Visa credit card a great start for new card users.