The fact that this card has the word 'rewards' in its name should give you a clue that this card is all about the rewards. The Bank of America Visa Signature® WorldPoints™ Rewards has a flexible rewards program that allows card holders to decide which rewards you would like to take advantage of.

Card holders can earn one point for each dollar spent on qualified purchases. Rewards can also be redeemed for travel discounts, cash, gift cards and merchandise certificates. If they save up enough points, card holders can redeem them for a free round-trip airline ticket for travel within the continental United States. The Bank of America Visa Signature® WorldPoints™ Rewards provides a statement credit with certain qualifying purchases or transactions. There is no limit to the number points that can be earned in a year, but unused points expire after five years.

There is no annual fee, and for the first twelve months there is a low introductory interest rate for cash advance checks and balance transfers. The permanent fixed interest rate that goes into effect when the introductory period ends is competitive. In addition to the convenient 24-hour online account access features, card holders have access to the MyConcierge service, which is a personal assistant who can provide help with making dinner reservations, order tickets, make travel arrangements and other personal services.

Consumers who enjoy having a card with a generous and flexible rewards program, along with the added convenience of online account access, the MyConcierge service, and no annual fee will find the Bank of America Visa Signature® WorldPoints™ Rewards a fine option.