Consumers who are looking for a credit card with a rewards program and lots of other benefits will want to consider the Bank of America World MasterCard® with WorldPoints. This card awards card holders with a point for each dollar that they spend on qualifying purchases using the card. Accumulated points can be redeemed for merchandise from participating retailers, travel rewards such as hotel stays, dining certificates, car rental discounts, gift cards and cash.

Other perks for card holders include access to marquee entertainment events, exclusive access to designer merchandise, and special events open only to card holders. When points are redeemed for air travel, tickets can be purchased with no blackout date restrictions.

There is no annual fee, and a low introductory interest rate for the first twelve months on balance transfers, purchases and cash advances. After the introductory period ends, the fixed rate will vary depending on the applicant's credit score and account type. Convenient online account access lets card holders manage their points and rewards, order access checks, or view their bill from anywhere.

Bank of America also provides fraud protection and access to a personal assistant service called MyConcierge, which will save you time by making dinner reservations, medical appointments, travel arrangements and tasks such as these for the busy professional.

For the consumer who is interested in a credit card with a flexible rewards program, a competitive interest rate for those who qualify, travel benefits, online account management and built-in fraud protection, the Bank of America World MasterCard with WorldPoints is a great option.