The Bank of America WorldPoints™ Platinum Plus™ MasterCard® Credit Card has been designed to meet the needs of those consumers who have excellent credit and want a card that offers a good rewards program. The rewards program awards one point for each dollar spent on the card. Points can later be redeemed for lots of different rewards including travel with no blackout date restrictions, gift cards with participating merchants, dining certificates and cash. There is no annual limit on the number of points that can be earned but if points are not redeemed within a five year time frame they will expire.

This card has no annual fee, a low introductory interest rate for the first 12 months for purchases and balance transfers. After the introductory period expires the fixed rate is competitive according to the credit history of the applicant.

Other benefits include online account access where card holders can manage their points and, access to a personal concierge service, which is like having access to your own personal assistant whenever you need one. They will make dinner reservations, travel arrangements, doctor appointments and much more. The WorldPoint Platinum Plus MasterCard also offers fraud protection services.

With a flexible rewards program that allows you to choose between cash back, travel, merchandise or personal services, excellent fraud protection and a convenient concierge service, the Bank of America WorldPoints™ Platinum Plus™ MasterCard® Credit Card is a card that is focused on giving card holders many choices.