Today, one of the hottest issues is the environment, including conservation of non-renewable resources and reduction of harmful pollution and other detrimental activities that ruin our planet.  With the Brighter Planet Visa credit card, issued by Bank of America, you can use your spending habits to fund projects to save the planet and make it a cleaner Earth.  For every net dollar you spend on the Brighter Planet Visa credit card, you’ll receive 1 EarthSmart point.  After your first qualifying purchase, you’ll receive 1,000 bonus points, and if you sign up for paperless statements, you’ll receive another 1,000 points.  As an additional incentive, for every 2 points earned through December of 2008, Bank of America will match with another EarthSmart point.

The Brighter Planet Visa credit card EarthSmart points are redeemable monthly to help fund renewable energy products.  There is no expiration date on your points and no limit to the number of points you can earn.  Other benefits of the card include an introductory APR of 0% on balance transfers and cash advance checks for the first 12 billing cycles, as well as a low purchase APR.  There is no annual fee, and based on your previous credit, purchase habits, and ability to repay balances, you can control your own credit limit on the Brighter Planet Visa credit card.