The Chase Platinum MasterCard is a good choice for many borrowers.  The card allows you to have the prestige of carrying a Platinum card and gives you Platinum MasterCard Privileges where they are available.  You will receive an introductory offer for up to 12 months of 0 Percent APR on purchases.  This amount of time is based on your credit history and your application, but it could be as low as six or three months of 0 percent APR.

The Chase Platinum MasterCard does not have any annual fees.  You also get to take advantage of an interest free grace period.  If you pay off your bill in full each month during this grace period, you do not have to pay any interest charges on it.  Additionally, you can take advantage of the free online account access that the card offers including allowing you to manage your finances there.  The card also provides you with a few incentives including some travel services.  You will receive Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance.  

After your introductory period expires, take advantage of low APR's.  For those that qualify as Elite pricing members, your rate will be as low as 13.24 percent.  For those with Premium Pricing, 17.24 percent and 22.24 percent variable for those with Standard Price is given.