The Chase Platinum Visa Card is designed to help anyone to make wise decisions with their money.  The card offers a 0 percent introductory APR for up to 12 months for balance transfers and for purchases.  Eligibility is required here.  There are no annual fees associated with the card and you do get to take advantage of all the Platinum Visa Benefits.  You get to enjoy the high quality, free online account access and tools available to you to manage your expenses.  

Additionally, the Chase Platinum Visa Card provides you with free travel services.  This includes auto rental collision damage waiver and a worldwide travel accident insurance policy.  

After the first 12 months or other introductory offer expires, those qualifying for the Elite pricing from this card will receive a variable interest rate of 13.24 percent.  Those with Premium pricing qualifications will receive an APR variable at 17.24 percent and those that receive standard pricing will have an APR set at 22.24 variable.  There is a transaction fee charged to balance transfers for 3 percent of the amount transferred, with no less than $5 and no more than $75 being applied.  Additionally, there is a 3 percent transaction fee associated with cash advances made from your card.