The Clear from American Express Card is designed to meet the needs of those consumers who have good credit and who want a simple rewards card with no fees.
The rewards program offers a cash rebate on all eligible purchases made using the card. Rebates are automatically issued as $25 American Express gift cards every time the card holder earns $2,500 in spending on the card. These gift cards expire one year after issue.
There is a low introductory interest rate for up to a year on purchases and balance transfers if the balance transfer is initiated during the application process, and the interest rate that kicks in once the introductory period has expired is pretty reasonable for those whose credit rating qualifies
Card holder benefits from American Express include auto rental insurance, travel accident insurance a free credit report at the end of the year along with a financial statement, and assistance if identity theft should ever occur. There is no liability for unauthorized purchases, as well as purchase and return protections. A handy feature is ExpressPay that lets cardholders make purchases without actually swiping the card.
Additional benefits for card holders include access to the American Express Global Assist Hotline where customers can get medical referral services, legal referral services, and roadside assistance. This is a convenient feature that can be helpful for card holders who travel frequently.
Those consumers who are looking for a good rewards program, no fees and great services and benefits will enjoy the Clear from American Express Card.