Business owners with very good credit who are looking fro a credit card with platinum level benefits and a flexible rewards program should consider the Discover Business Card. Issued by Morgan Stanley, this card has a rewards program that awards cash back bonuses on business purchases. There is no limit on rebate earnings and the rewards do not expire as long as there is activity on the card within a three year period. Rewards can be redeemed as a credit to your Discover Card account balance, by check, or in the form of gift cards with participating merchants that allow members in some cases to double their rewards.
The Discover Business Card offers an appealingly low introductory interest rate on purchases and balance transfers for the first year with is no annual fee. The interest rate that goes into effect after the introductory rate has expired is competitive. The 25 day grace period gives card holders time to pay their balance without incurring finance charges.
Also available are free purchase checks, which can be used to pay vendors, contractor or make other business purchases with merchants who can't accept credit cards. Business owners can order customized cards for their employees and create monthly reports to track their spending with quarterly reports and annual statements to help businesses keep better records.
Card holder benefits for the Discover Business card include travel accident and car rental insurance, discounts on many different products and services.
With a flexible rewards program, favorable rates and generous benefits, the Discover Business card is a suitable choice for the successful business person.