Those consumers with very good credit who are looking for a cash reward card will want to take a good look at the Discover More Card - American Flag. The rewards program awards cardholders with a rebate on purchases made in certain popular categories that change throughout the year such as: home, apparel, bookstores, gas stations and more. Card holders will also earn rebates for general purchases, and when they buy from certain warehouse stores and discount stores.

Cash back bonuses are available when card holders want to redeem their rebates for gift certificates from participating merchants. There is no limit on how many rebates may be earned, and as long as an account is active within a three year period, rewards do not expire.

Some of the platinum level benefits include travel accident insurance, auto rental insurance coverage, fraud and purchase protections.

There is no annual fee and the attractively low introductory interest rate on balances transfers and purchases is good for one year.

When calculating the cash rebate for this card it is important to note that the full rebate will be applied to those purchases made after the card holder has reached the pre-set spending amount. So, until the card holder has spent that amount, the full rebate will not be applied.

The platinum level benefits that come with the Discover More card include travel accident insurance, fraud protection services, car rental insurance coverage and zero liability for unauthorized transactions.

Consumers who plan to pay their balance in full each month will avoid the finance charges and still benefit from the cash back rewards program.