The Discover More (SM) Card- Monogram is an ideal choice for many individuals.  It offers a 5 percent cash back bonus, which is highly attractive.  This bonus comes from many of the most used areas including travel, home, gas, restaurant purchases and apparel.  Even going to see a movie will earn your cash back here.

Additionally, up to 20 percent cash back is available from some of today's top retailers.  This service and added bonus is available through an exclusive online shopping site provided to cardholders only.  Still, additional 1 percent cash back is applicable on all other purchases.

There is no annual fee to this credit line.  It offers 0 percent APR on all purchases through September of 2008, and then a standard APR which is between 10.00 percent and 18.99 percent.  Balance transfers also equate to 0 percent until March of 2009.  

All users also have access to easy to use account management tools and an online application process that is fast and simple.

For individuals looking for an affordable credit line that gives them back substantially on purchases they will make anyway, the Discover More Card in Monogram offers excellent rewards.  This is especially true for those that shop through the website for additional cash back benefits.