The Discover More SM Card is one of Discover's best options for those cardholders looking to receive substantial rewards and bonuses through their credit line.  With one of the most flexible options available, cardholders will appreciate this line.  The card offers 5 percent cash back when the card is used for purchase such as travel related costs, restaurants, movie, gas, apparel purchases and even home-related purchases. 

An additional 5 percent to 20 percent cash back bonus is available to cardholders who make purchases through Discover's cardholder exclusive website features some of today's top retailers.  Additionally, they can increase and even double their rewards by using rewards accumulated to purchase gift certificates through the Discover website for many of today's top retailers.

There is an introductory period during which cardholders pay 0 percent APR on purchases (currently through September 2008).  This rate adjusts to standard APR after that which ranges between 10 percent APR to 18.99 percent APR.  Balance transfers are also available during an introductory period, through March of 2009 currently.

The Discover More SM Card features many benefits and incentives for those seeking a credit line that offers a low APR and rewards.  All cardholders have access to Discover's easy to use online account management features as well.