The Discover Open Road Card is designed to be a gas card that also has a generous rewards program. Card holders will earn cash back bonuses when they use the card to make regular purchases, but they will earn extra cash back bonuses when they use the card at the gas pump, and when they pay for maintenance on their car. There is no limit to how many bonuses you can earn and the rewards never expire.
If card holders redeem points from participating merchants they can sometimes double the amount of their rewards.
Card holders will enjoy the low introductory APR for balance transfers and purchases for the first twelve months, and there is no annual fee. There is no liability for unauthorized purchases, and card holders can take advantage of Discover Card's fraud early warning alerts. Virtual account numbers makes shopping online safer because each time you make a purchase, you will use a new, secure account number that is used only once and the rate that goes into effect after the introductory period has expired is fairly reasonable depending on the credit score of the applicant. Additional card holder benefits include online account management features, travel accident insurance coverage, car rental insurance, fraud protection services, and flight insurance.
Finance charges are calculated using the "Two Cycles Average Daily Balance," method, which ends up being quite costly for those who plan to carry a balance.
Consumers who have very good credit and want a gas car with a lucrative rewards program will enjoy the benefits of the Discover Open Road Card.