If you don’t have the best of credit, or perhaps have no credit history at all, making use of a traditional credit card or even getting approval can be difficult, as well as expensive.  However, with the Eufora Preferred Credit Builder Prepaid MasterCard, you can have the convenience of a credit card without worrying about credit checks, and you can also benefit from rewards.  Every time you refer a new applicant for any Eufora MasterCard and they are approved, you will earn $50 annually.  In addition, for every $100 spent on your Eufora Preferred Credit Builder Prepaid MasterCard, you will be entered into a monthly drawing for one of 30 different cars.

Unlike other prepaid cards, the Eufora Preferred Credit Builder Prepaid MasterCard has no monthly participation fee or application fee, instead carrying a low annual fee of $59.95.  Because it is a prepaid card, you can only spend what you have deposited into the account, including funding from existing bank accounts, money orders, wire transfers, direct deposit from paychecks, or retail location cash deposits.  Earned referral rewards will be directly deposited through Eufora.  If you wish to participate, there is also a program allowing you to build or rebuild your credit, with a $19.95 processing fee that covers 2 years of membership, as well as a $6.95 monthly participation fee, charged only for the first year.