Those with very good credit who would like a credit card with a good cash back rewards program will want to take a look at the Financial Rewards Visa Platinum Plus card issued by Bank of America. The appealingly low introductory interest rate for this card continues for the first six billing cycles and it is good for purchases, cash advances and balance transfers. The APR that goes into effect once the introductory period has expired is variable.

The rewards program with this card starts you off with some bonus points and thereafter awards one point for every $100 spent on the card. Using the card to make purchases of life's necessities helps you to earn points more quickly. Transferring balances earns additional bonus points. Points can be redeemed at the rate of one point per dollar, there is an annual limit on points, and they are good for five years. When you are ready to cash in your points you can either request a check or have the rewards directly deposited into your Financial Rewards Visa Platinum Plus card account.

Additional benefits of the Financial Rewards Visa Platinum Plus card include online account access banking services where card holders can manage their accounts, view their statements, schedule payments along with many other services. Card holders can get free cash advance checks, free additional cards, purchase protections and replacement coverage, an emergency traveler's assistance program and rental car insurance coverage.

The Financial Rewards Visa Platinum Plus card issued by Bank of America is a fine option for consumers who are looking for a solid card with a good rewards program.