Do you want a choice as to how you redeem your rewards on your credit card, with an option to save money toward your mortgage?  The Home Advantage MasterCard from Bank of America offers you several ways to save and use your rewards.  Start by earning double the points for purchases made at home improvement stores like Home Depot, Lowe’s, and Best Buy for the first 12 billing cycles, as well as 1 point for every net dollar spent on other retail purchases from the start.  You can also use the Home Advantage MasterCard from Bank of America to pay for recurrent monthly bills and rack up points.  Trade these in for Word Class Rewards, like $25 cash for 5,000 points, a $100 gift card from Old Navy for 12,000, or 25,000 points for a round-trip airline ticket.

Even better, you can apply your Home Advantage MasterCard from Bank of America points to extra payments toward your mortgage.  This will help you to pay your mortgage down faster, as well as save money on the interest payments.  Depending on the terms of your mortgage and how much extra cash you put toward your mortgage per quarter, you can save thousands of dollars.  What could be smarter than using purchases made with your Home Advantage MasterCard from Bank of America to help you pay for your home?