Issued by Morgan Stanley, the Miles by Discover® Card is perfect for those consumers with elite credit who want a card with a world class travel rewards program. For each dollar that they spend in the card, customers will earn one mile. With their first purchase using the card, customers will get bonus points. After miles have been accumulated they can be redeemed in the form of discounts on airfare with most major US airlines with no blackout date restrictions. Miles can also be redeemed for cruises, vacation packages, gift cards and dining certificates, discount on auto rentals and much more. If there are no travel plans in your future, your accumulated miles can be redeemed as credits towards your Discover card account. Bonus miles can be earned each month card holders make a purchase during their first year up to the annual limit. While there is a limit to how many miles can be accrued, as long as the account is active within a 36 month period points will never expire.

Virtual account numbers add a layer of security when card holders use the Miles Card by Discover to shop online because it protects your actual account number and prevents unauthorized use.

There is a low introductory interest rate on both purchases and balance transfers for the first year. Card holders have access to 25-hour customer service representatives and there is no liability to card holders for unauthorized use of their card.

Additional benefits include car rental and travel accident insurance coverage.

Frequent travelers will love how quickly they can earn points with this card. The flexible redemption plans, and no annual fee make this card a great choice.