The New Millennium Bank Platinum Visa or MasterCard is a great card to consider for those with less than good credit or no credit history.  This is a secured card, requiring a deposit to be made to back up your available credit.  You can be approved for up to a $10,000 credit limit with no credit checks necessary.  The credit limit is based on the amount of your deposit.  With monthly monitoring to the three largest credit bureaus, you also have the ability to improve your credit score by using this card wisely.

When using this card, you are able to have access to emergency cash transfers, up to $100,000 in travel accident insurance, extended warranty protection and auto rental insurance.  In addition, you also get to take advantage of the high introductory savings rate applied to your balance.  You also get access to the WorldsBestTravelClub.com where you can get a $69 cash rebate on the first condominium that you book through the service.  

You are guaranteed to be approved for this secured card.  Use it to help you to build your credit history or to help you to manage your monthly spending.  Free online access to your account is available as well.