The Prepaid Visa RushCard is issued by Manufacturers and Traders Trust Company.  A prepaid card provides for no monthly fee, no annual fee and no hidden fees.  Since it is a prepaid card, you will pay into it at a set amount and be able to use just that amount for your transactions.  Philanthropist and entrepreneur Russell Simmons created this card.  Because the card is not a credit based card but a debit card, everyone is eligible for the card.  There are no credit checks done, and no employment verification is necessary.  It does not report to the credit bureaus either.

The application process is very simple and you will need just basic information to secure the card.  You can then load money onto the card without cost when you use direct deposit features or government benefits to load it.  You also get to take advantage of the free 24-hour customer service that allows you to know what your activity status is as well as to access balance information.  You can use the card on the phone, online, as well as any place that Visa debit cards are accepted.

The card is a great way to balance your debt and purchases for the month since you cannot go into debt with it.