Conumers who enjoy traveling and like to stay at Starwood Hotels and Resorts might enjoy the features of the Starwood Preferred Guest® Credit Card from American Express. The reward program with this card awards a batch of bonus points the first time the card is used. Card holders will also receive one point for every purchase made using the card for general purchases, and bonus points when the card is used at Starwood Hotels and Resorts, which includes Sheraton, Four Points, St. Regis, Le Meridien, and Westin hotels. These points can be transferred to a frequent flyer program and converted to miles on over 30 airline frequent flyer programs. Accumulated points can also be used for hotel stays, upgrades, discounts on Amtrak tickets or airline ticket purchases. The first time a card holder stays at a Starwood Hotel and uses the card they will be awarded bonus points for that stay and for up to ten subsequent stays in their first year.

Additional card holder benefits from American Express include special perks like Buyer's Assurance Plan, Purchase Protection Plan, car rental and travel accident insurance coverage, fraud protection and the ability to get seats for exclusive TicketMaster events.

The low introductory APR lasts for six months, and the fixed rate that goes into effect once the introductory rate expires is fairly high. The annual fee is waived for the first year.

For consumers who travel frequently, will utilize the points and can afford to pay the balance off each month this card is a good option.