The Union Plus MasterCard issued by HSBC Bank Nevada, N.A. is an excellent card offering rewards based on your shopping habits.  The card is designed for those with good or better credit that want a lucrative rewards program that does not cost them a lot.  It is specially designed for those that are union members.  This rewards program pays back the hard working union members in the country.  When you make your first purchase, you will earn your first 2000 bonus points.  This will be more than half of what you will need to earn to obtain your first $25 gift card!

The rewards points are earned based on your purchases.  You will earn one point for each dollar you spend anywhere.  In addition, you will earn two points for every dollar that you spend in certain categories including at grocery stores, gas stations and drug stores.  

The Union Plus MasterCard does not have any balance transfer fees with it and you will have a fixed APR until you pay the balance in full.  For purchases, you get an outstanding 1.99 percent on new purchases for an introductory period.  There are no annual fees and when you need to reach customer service, you will talk to someone in the United States.